1. Acceptance of These Terms
These Terms of Use apply to your use of the Health With Me Insurance website. By using this website, you agree to these terms. If you do not agree, please do not use the website.
2. Educational Information Only
The content on this website, including articles, FAQs, and videos, is provided for general educational purposes to help you understand health insurance. It is not legal, tax, financial, or medical advice and does not replace a review of your specific situation.
Health insurance rules, plan options, and enrollment dates can change. Always review official plan documents and Marketplace information before making a decision.
3. No Guarantee of Eligibility, Coverage, or Savings
Eligibility for coverage and for financial assistance, as well as premiums, benefits, provider networks, and plan availability, are determined by the Health Insurance Marketplace, insurance companies, and applicable law — not by this website. Nothing on this website guarantees that you will qualify for any plan, price, or financial assistance.
Coverage begins only after an application is approved and any required premium is paid, according to the rules of the Marketplace and the insurance company.
4. Independent Agency
Health With Me Insurance is an independent insurance agency. We are not the Health Insurance Marketplace, HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), any government agency, or HealthSherpa. See our Licensing & Disclosures page for more information.
5. Third-Party Websites and Services
This website links to third-party services, including HealthSherpa for plan shopping and enrollment, and YouTube for educational videos. Your use of those services is governed by their own terms and privacy policies. We do not control and are not responsible for third-party websites, their content, or their availability.
6. Website Content
The text, design, graphics, logo, and other content on this website belong to Health With Me Insurance or its licensors and are protected by applicable intellectual property laws. You may view and share pages for personal, non-commercial use. You may not copy, modify, or republish the content for commercial purposes without our written permission.
7. Acceptable Use
You agree not to misuse this website, including by attempting to interfere with its operation, gain unauthorized access, or use it for any unlawful purpose.
8. Disclaimer and Limitation of Liability
This website is provided “as is” and “as available,” without warranties of any kind. We work to keep information accurate and current but do not guarantee that it is complete, error-free, or up to date.
To the fullest extent permitted by law, Health With Me Insurance is not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or any linked third-party service.
9. Changes to These Terms
We may update these Terms of Use from time to time. Changes take effect when posted on this page. Your continued use of the website means you accept the updated terms.
10. Contact Us
Questions about these terms? Call (786) 479-3026. Se habla español.